Webster, New York
1778 Empire Blvd
Webster, NY 14580
585-671-8830

3 Insider Tips for Lower Car Insurance Premiums February 8, 2017

Webster, Monroe
3 Insider Tips for Lower Car Insurance Premiums, Webster, New York

Every driver wants to make sure they're protected against liability lawsuits and other risks, but everyone would also like to save money on their car insurance premiums. Fortunately, reducing your expenses doesn't have to come at the expense of your insurance coverage. While many of the factors that go into calculating your premiums are out of your hands, there are a few you can control.

If you're looking for ways to lower your premium payments, consider:

  • car insuranceShopping Around: Before settling on a policy, collect premium quotes from at least three different carriers first, and speak to an agent rather than using online quote tools. With human agents calculating your premiums and tailoring your quote, you'll be surprised at the price difference between companies.
  • Increasing Your Deductible: The deductible, or the amount you'll have to pay before your insurance kicks in, has a major impact on your monthly premium. In some cases, a $1,000 deductible can lower your premiums significantly. Of course, you'll want to be sure you can afford the deductible if you do get into an accident, so set that amount aside for emergencies.
  • Checking Before Buying a Car: When calculating your premiums, insurers put a lot of weight on the make and model of your car. If you're planning on buying a vehicle, check around for insurance quotes first. If the premiums seem high, you might want to check with the Insurance Institute for Highway Safety to see whether a similar vehicle has better safety ratings that might lead to lower car insurance rates.

Jerry Christopher State Farm has been providing drivers in New York's Monroe County with all the coverage they need, backed by one of the industry's leading insurers, for over 30 years. Follow him on Facebook to learn more now, or get free car insurance quotes over the phone at (515) 671-8830 today.

Other Announcements, Events and Deals from Jerry Christopher State Farm
Top 3 Things to Look for in an Insurance Company, Webster, New York
Insurance should be a key component of your financial plan, and the first step of a good plan is to choose the right insurance company. To help you make the best choice, Jerry Christ...read more
5 Reasons You Should Buy Life Insurance as a Young Adult  , Webster, New York
When it comes to the things you want to buy in your 20s and 30s, life insurance may be one of the last things on your mind. But according to insurance agent Jerry Christopher&nb...read more
What is Disability Insurance?, Webster, New York
At Jerry Christopher State Farm, clients often ask us about the benefits of disability insurance and whether or not it is right for them. Disability insurance, like all types of...read more
What Is Disability Insurance & How Can It Help You?, Webster, New York
At Jerry Christopher State Farm, clients often ask about the benefits of disability insurance to determine whether or not it is right for them. Like all types of insurance, disa...read more