From homeowners insurance to auto and umbrella coverage, finding the best insurance quote can take time and a lot of shopping around. However, Davidson Insurance Agency of Lincoln, NE, can make the process simpler and more satisfying by finding you the best insurance quotes from all around the marketplace.
Finding the best insurance quote that’s tailored to your specific needs is easier when you follow a few simple tips. These tips can help save you hundreds of dollars a year and ensure you get the best coverage possible:
- Pay Attention to Your Credit Rating: Believe it or not, maintaining a high credit rating can go a long way towards lowering your insurance premiums. Studies have shown that in certain states, drivers with moderate to average credit scores looking for auto insurance quotes paid $526 more per year than those with the “best” credit ratings.
- Always Check for Discounts: If you’re looking for the best insurance quote, always consider discounts offered by various insurance agencies. Many of them can offer you lower premiums by bundling different coverages, such as your home and auto insurance. As mentioned earlier, higher credit scores can also lead to discounted quotes, along with good driving history. For homeowners, many insurance agencies provide discounts for home-security installation, such as alarms and smoke detectors. Providing as much detail about your personal experiences as you can to an insurance agent can maximize your chances of finding a money-saving discount that you qualify for.
- Consider a Higher Deductible: If you are unfamiliar with the term, a “deductible” is the amount of money you must pay out of pocket when you file a claim against your insurance. By considering a higher deductible when searching for insurance quotes, you may able to find huge savings on your auto or homeowners insurance.
Whether you’re an individual or a local business in the Lincoln, NE, area, you can find the ideal insurance quote for your needs by calling Davidson Insurance Agency today. They’re an insurance broker that’s not tied to any single insurance agency; instead, they shop around all the available options for you to find the policy that meets your specific needs. Give them a call today at (402) 423-4357 for a free quote, or visit them online.