Everyone has the right to seek compensation when someone else's negligence results in an injury, but not every incident requires the help of a personal injury attorney. For instance, as the legal team at Kidwell & Gallagher LTD in Elko, NV, points out, relatively minor injuries can usually be settled by the victim, especially if the medical expenses were low. However, in most situations, it's in your best interest to avoid speaking to insurers without talking to an attorney first.

You should consider hiring a personal injury attorney if:

• Your Injuries Are Severe: The more extensive your injuries are, and the more complex calculating your actual damages will be. Determining how much you'll need to cover your existing medical expenses, as well as those you'll incur in the future, often depends on the expertise of a skilled personal injury attorney.
• The Defendant's Insurance Limits Are Low: The other party's insurance company will almost never pay more than the liable party's coverage limits, even if your damages exceed that amount. Instead, you'll need a personal injury attorney to file a lawsuit against the defendant to collect the remainder of their damages. They may also be able to find additional insurances which may pay for additional damages.
• Your Claim Has Been Denied: It's not unusual for an insurance company to deny a claim outright, in the hopes that an accident victim will abandon the venture or willingly accept a low offer. However, most will not even attempt this tactic if the defendant in question is represented by a skilled personal injury attorney, who knows the true value of the claim and how to protect their clients’ rights.

For nearly 20 years, the accomplished legal team at Kidwell & Gallagher LTD has been standing up for the rights of accident victims throughout the state. Visit their website to learn more about their extensive array of services and their reputation for success. Follow them on Facebook or call (775) 738-1000 to speak with a personal injury attorney today.