While many home improvements can be put off until you have enough money in the bank to cover it, storm damage repair is one project that doesn’t offer the luxury of time. Angle Ridge Remodeling wants to remind homeowners that their homeowners insurance policies can offer some added assistance to help you restore your property.

Helping clients maximize insurance benefits for emergency home repair in Troy, MO, Angle Ridge Remodeling explains that homeowner’s insurance will cover a wide range of natural disaster damage. Most policies will cover damage to your dwelling and personal property that are caused by major events such as fire, lightning, hail, windstorms, and even, volcanic eruption.

However, some policies may not cover specific events, such as property damage caused by snow, flooding, mudslides, or earthquakes. Review your policy with your insurance agent to find out which natural disasters it covers. Missouri, for example, is known for flood risks, so it’s usually a good idea to make sure you purchase additional flood insurance if necessary.

If the natural disaster event is covered, your policy may not only pay for the belongings that were lost or damaged; it will also help cover major emergency home repairs, such as roofing services and window installation.

One important thing to keep in mind is the total amount of your deductible. This refers to the amount of money you will have to pay out-of-pocket for natural disaster or storm damage repair before your insurance benefits kick in. Typically, if you pay a lower premium on your policy, you’ll have a higher deductible. If you live in a high-risk area, it may be a smarter choice to opt for a higher premium with a lower deductible.

Your insurance agency should help facilitate the process of claiming emergency home repairs. Working with a trusted home improvement service that will communicate with your provider can simplify this process. Having this extra assistance can help you focus on recovery efforts without having to stress about whether or not your essential repairs will be covered.

For quality storm damage repair in Troy, MO that comes with expert insurance assistance, look no further than the trusted service offered through Angle Ridge Remodeling. Their emergency home repair services are backed with complete inspections to make sure your insurance gets the full report—and you are left with no surprises. To schedule service or request more information, contact these remodeling pros at (636) 462-4608.