Nature is unpredictable. For farmers, a drought or an especially long rainy season can have dire consequences on agriculture. One effective means of financial protection is securing crop insurance. As a leading provider of coverage for the region’s farm industry, Fritch Insurance Inc. in Beatrice, NE knows firsthand the importance of having comprehensive and affordable coverage.

The team of professional agents highlights the following benefits of having crop insurance as a buffer against the unexpected twists and turns of planting and harvesting seasons:

• Protects Revenue: Growers with large areas of acreage typically gravitate toward a policy that offers revenue protection features. Plan holders are able to lock in a set threshold of revenue to help manage price and yield risk.
• Crop Loss Protection: This type of policy, often called a yield protection policy, provides financial relief against crop loss and production costs. The plan extends coverage to replanting and prevented planting expenses, and is generally used for bushels.
• Revenue Projection: Similar to the revenue protection policy mentioned above, a crop insurance revenue projection has the added feature of coverage that is based on just the projected revenue price. Be sure to ask whether there is a bushel guarantee component built in.
• Peril Protection: Losses stemming from natural disasters and other unexpected events are covered under both group risk and group risk income crop insurance policies. With each plan, coverage is tied to whether yields are at low levels for farmers throughout the area rather than individual situations.

Working with some of the nation’s leading crop insurance carriers, including Farmers Mutual Hail Insurance Company of Iowa, Nau Country, and Rain and Hail Insurance Service, Inc., you can count on the team at Fritch Insurance Inc. for customized and reliable coverage. The staffers are also native Nebraskans, so they understand how critical it is to maintain your financial livelihood from crops and agriculture.

For a free quote on crop insurance and to learn more about policies targeted at your unique needs, call Fritch Insurance Inc. today at (402) 223-3312. Check out their website for more information on other plans, including auto insurance and homeowners insurance.