Campbellsville, Kentucky
300 N. Bypass
Campbellsville, KY 42718
(270) 465-2717

Car Insurance: What to Consider When Adding a Teen Driver to Your Policy January 23, 2017

Campbellsville, Taylor
Car Insurance: What to Consider When Adding a Teen Driver to Your Policy, Campbellsville, Kentucky

Every parent is apprehensive about the day their teenager gets behind the wheel, and for good reason. A learner's permit is a rite of passage, but it means your car insurance rates will go up when you add your child to your policy. Adding a teen driver to your coverage often is expensive, so it's important to ensure your family and assets are protected. Reed Brothers Insurance in Campbellsville, KY, would like to explain a few aspects to consider when insuring a teen driver.

Ask Your Agent When To Add New Drivers To Your Car Insurance

Many insurance agencies have drop-down provisions in their car insurance policies that significantly reduce the coverage for any driver not explicitly listed. Some insurers prefer a teen driver to be added to their parents’ plan when they first start learning to drive, while others require you to wait until they're a licensed driver. Before your teen gets behind the wheel, check with your insurance agent about adding them to your policy.

Increase Your Liability Maximum

auto insurance Campbellsville KYAccording to the Centers for Disease Control, teenage drivers are nearly three times as likely to cause a fatal accident than people in any other age group. If your teen driver causes an accident that results in a serious injury or property damage, the victims are entitled to file a claim against you, so it's in your best interest to raise your liability limits until your child is older. By increasing your deductible, you might provide the coverage your family needs without increasing your monthly premium.

For over a century, Reed Brothers Insurance has been helping drivers throughout south-central Kentucky get the car insurance they need. Visit their website to learn more about their auto policies, and call (270) 465-2717 to make an appointment with an insurance coverage expert.

Other Announcements, Events and Deals from Reed Brothers Insurance
5 Factors That Influence Your Auto Insurance Premiums, Campbellsville, Kentucky
Every driver needs auto insurance, and finding the right deal is important. No two drivers are alike, so no two premiums will be the same; but unless you’re familiar with the in...read more
3 Key Considerations When Seeking Top-Rated Auto Insurance, Campbellsville, Kentucky
When it comes to auto insurance, most seek a balance of affordability and quality coverage. But how can you be sure you’re getting the most out of your plan? The agents at Reed Broth...read more
Top 4 Reasons Everyone Needs Life Insurance, Campbellsville, Kentucky
You work hard to take care of your family, but what would happen to them without you? Would they have enough to live on, to pay the mortgage and continue pursuing their dreams? Could...read more
5 Money-Saving Car Insurance Tips for Teen Drivers, Campbellsville, Kentucky
For teens, learning how to drive is a milestone many look forward to. The thrill of getting behind the wheel and heading for destinations unknown seems irresistible, but what about t...read more
3 Tips for Making Sure You Choose the Right Car Insurance Policy , Campbellsville, Kentucky
There are numerous car insurance options on the market, which can make the shopping process a challenge. Choosing the right coverage is a crucial step in making sure your finances wi...read more