When someone is negligent and injures you, you want to recover from the physical and financial damages. How does that happen? At O'Connor, Mikita & Davidson in Cincinnati, OH, their personal injury attorneys explain the process. These seasoned lawyers have decades of experience helping injured individuals recover their financial losses through claims settlement. 

Here’s how attorneys typically settle personal injury claims:

• Notify The Insurer: In claims such as car accidents, slip and falls, and dog bites, the negligent person usually has insurance coverage. The injured person’s lawyer sends a letter of representation to the insurance company notifying them of their intent to seek compensation for the personal injuries suffered.
• Insurer Response: The insurance adjuster acknowledges the letter and says it is investigating the matter, but does not admit liability.
• Treatment for Injury: Once the injured person completes a medical treatment plan for their injuries, their doctor gives them a medical release. 
• Demand Letter: After release, the personal injury attorney sends a demand letter and settlement package to the insurer’s claims adjuster. The letter states the facts of the case, the legal basis for the claim, and an amount in dollars and cents that the injured person seeks. The settlement demand amount is the total of medical expenses, lost wages, and other measurable losses called special damages, and a figure for pain and suffering called general damages.         
• Negotiations & Settlements: The adjuster responds with a counter offer. Negotiations between the attorney and the adjuster continue until they reach a figure that’s acceptable to the injured person. The insurance company sends the attorney the settlement check and a form the injured person must sign that releases the insurance company and the insured from future claims related to the injury.

The personal injury and workers’ compensation attorneys at O'Connor, Mikita & Davidson are skilled claims investigators and negotiators. Through twenty years of experience, they have earned a solid track record of settlement success. With this team handling your claim, you can count on professional representation focused on your needs and goals.

If you suffer personal injuries, take your claim to O'Connor, Mikita & Davidson, in Cincinnati, OH. Call (513) 655-2068 today to schedule your free consultation, and visit their website to learn more.