All too often, renters assume they don't need insurance because they don't own real estate. However, this couldn't be further from the truth! After all, your stuff is equally vulnerable to damage from unexpected disasters as any homeowner, and it would be just as difficult to replace.

According to Allstate Insurance Companies, one of High Point, NC's most trusted insurance agencies, a renters insurance policy includes several different types of coverage, including:

• Personal Property Protection: Stop and think about how much you own, including everything from that new flat-screen TV down to your pots and pans. If you lost it all in a fire or major weather event, how much would it cost to replace, and how long would it take? With renters insurance, you can cover all of your property against a variety of risks.
• Personal Liability Coverage: While your landlord is responsible for the condition of the property itself, you may be personally liable if someone gets hurt due to your actions. Renters insurance will cover these damages, as well as medical expenses, if you accidentally injure someone else.
• Additional Living Expenses: If a storm rips the roof off your rental home or a fire makes it uninhabitable, your insurance policy will help you pay for a hotel, short-term apartment, or other lodgings. It may even pay for food (up to a certain limit), and if repairs aren't possible, you could be able to use those funds for moving.

For two decades, insurance agent Dewey Beckner, a member of Allstate Insurance Companies, has worked to ensure High Point residents have the coverage to protect the things that matter most. He will carefully review your situation and recommend a renters insurance policy tailored to meet your needs. To learn more and request a quote, call the office at (336) 884-5636 or visit them online today.