If you are one of the millions of people living in a mobile home, you may be wondering about the best way to protect your home and belongings from accidental damage and other losses. Mobile home insurance is similar to homeowner’s insurance policies, with a range of coverage options to protect your most valuable asset. The affordable insurance providers at Lafever Insurance Agency, located in Cookeville, TN, discuss how to buy mobile home insurance.

Keep these three questions in mind when you’re shopping for a mobile home insurance policy:

• What Perils Should Be Covered? It’s important to have fire damage protection for your mobile home, but depending where you live, other coverage options might also be a good idea. Consider adding flood or earthquake damage coverage if you live in an area where your home could be damaged by these types of natural disasters.
• What Valuable Items Do I Have? Taking an inventory of your most valuable items is recommended before purchasing a mobile home insurance policy. Discuss any valuable property you have with your insurance agent, who can offer additional protection for these items.
• Are There Factors That Impact My Home Value? If you performed any major renovations on your mobile home, these upgrades could affect its value. Many improvements you make will raise the value of your home and make it necessary to purchase more insurance coverage so your mobile home is fully protected. Discuss any home renovations you made with your insurance agent.

The affordable insurance experts at Lafever Insurance Agency provide customized insurance plans to cover all your needs, whether you are in the market for SR-22 insurance policies or motorcycle insurance. Give their team of insurance agents a call at (931) 526-3377 to receive a no-obligation insurance quote, or visit them online to learn more about their mobile home insurance plans.