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Anytime it is necessary for you to file an insurance claim with your provider it is important that you do not wait to do it. However, as the policyholder, you are expected to fulfill certain obligations before contacting your insurance company or agent. The agents at Custis Insurance Service have guided many Sheffield Lake, OH residents through the claims process, helping to make it as hassle-free as possible.

Below, they offer some insight into what your responsibilities are so you can be aware of the appropriate steps to take before filing a claim:

  • Seek Medical Help For Injured Parties: Whenever you are involved in a car accident or any other type of incident resulting in injuries, the priority should always be to seek medical attention. Regardless of how minor the harm may seem, it takes a healthcare professional to assess the real damage and administer proper treatment. Once that is taken care of, and your injuries have are treated, you can move forward with filing an insurance claim.
  • Homeowners InsuranceProtect & Preserve Property: If you are facing damages to your home, whether it is from flooding, fire, or another catastrophic event, you will likely need to file a claim with your homeowner's insurance. Before that can be done, though, you must do what you can to prevent further loss of your property. Only if it is safe should you remove any possessions you can get to, board up entryways, begin to extract excess water, and any other clean up.
  • Make A Police Report: Experiencing property loss due to theft, vandalism, or anything else that could be considered a crime, will require you to make a report with the police right away. When filing a claim against your policy, a report is necessary because your insurance provider will request a copy of the report to verify your statement; being able to furnish this will go a long way in supporting your claim.

Understanding what you need to do before you file an insurance claim will help to make the process go much smoother. Contact Custis Insurance Service at (440) 949-7171, or visit them online to learn more. OINTB

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