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The agents at Ebert Agency, in Foley, AL, believe that when your life changes, your insurance needs to change with it. Unfortunately, many insurance companies do not always make it clear as to what exactly you are and are not covered for. Ebert Agency’s insurance agents encourage you to sit down with your provider and review your policy to ensure that you and your family have the protection that works for you now and in the future.

Whether you need homeowners insurance or auto insurance, these agents encourage you to ask your provider the following questions to determine whether or not you have the right coverage.

3 Ways To Determine If Your Insurance Is Working For You

1. What Coverage Should I Consider If My Family Is Growing & Changing?

Insurance CompanyIf your family is growing, it is important that you are covered for instances that may impact you financially. From premature death and illness to investing in a home, you want to ensure that you and your loved ones are covered in the event of a major loss. Ask your insurance company to give you a rough estimate of the insurance coverage you need to protect yourself and your assets.

2. How Can I Protect Myself From Being Sued After A Car Accident?

Though your auto insurance policy may include liability coverage, most state minimums are never enough for drivers. If you have too little liability coverage, you and your assets may be at risk. Talk to your insurance agent about personal catastrophe liability (PCL) coverage. PCL provides an additional layer of liability protection if you are sued.

3. How Can I Save Money On My Coverage?

Most reputable insurance companies offer price breaks for things like a clean driving record or bundling home, health, and auto insurance. Ask your insurance agent about the discounts they offer. However, do not be fooled by providers that only boast low prices; while discounts are great, excellent customer service, strong financial standing, and a clean reputation are much more important in the long-run.

Call Ebert Agency to discuss your insurance options today. The Foley insurance company ensures that you have the protection you need—when you need it. To meet with an insurance agent, contact their office at (251) 943-2281. Visit their website to learn more about the services they offer.

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