Commercial insurance provides coverage for all businesses as protection against possible losses caused by unforeseen circumstances. Theft, property damage, and liability for an injury are the most common coverages, but you never know what may happen when you dive into the business world.

Commercial insurance also provides coverage for an interruption in business and injured employees’ medical treatment. Buying commercial insurance may be the most critical investment for a businessperson who is starting a new company, and Kleppinger Insurance of Bethlehem, PA is here to help you make sense of it all.

There are four main features of commercial insurance that you should consider as you shop for the right policy for your business:

• Liability Insurance: Liability insurance protects you from any damages that your business might cause. It covers personal injury costs or any lawsuits claiming injuries or property damage sustained by your customers on your business property or due to your products.
• Property Insurance: Property insurance covers all losses and damages to any property at your business location, such as theft, flood or fire damage.
• Workers' Compensation Insurance: Workers' Compensation insurance is there to protect you if one of your employees become injured doing their job. It also protects you against negligence lawsuits for any injuries that might have occurred during work hours.
• Commercial Auto Insurance For Your Business: Businesses need commercial vehicle insurance to cover all vans, trucks, and cars used in your business fleet. It covers bodily injury liability, property damage protection, medical payments, uninsured motorist coverage, collision coverage, and more.

Be certain to get insurance quotes from a reputable insurance agent which includes all four of these essential aspects of commercial insurance. To learn more about covering your Lehigh Valley business, call Kleppinger Insurance in Bethlehem at (484) 357-1485 or visit their website for a quote today.