The holidays are fun and festive but they also have hazards, and home insurance claims tend to go up during this time of the year. Dunlap Agency, Inc. in Fairbanks, AK, understands the season’s hidden risks and will help you get the coverage you need. If you haven’t updated your home insurance policy, they say there are many reasons to do it now.

5 Reasons To Update Your Home Insurance Before The Holidays Arrive

1. Fires

Holiday lights, fireplaces, Christmas trees, and candles are responsible for the risk of a house fire rising each December. Property loss claims due to fire damage are 34% higher during this time of year than any other.

2. Parties

Whether you’re hosting a holiday party or having relatives over for Christmas dinner, extra guests create extra risks, and party antics may lead to property damage. It’s also important to ensure your homeowner’s policy includes liability insurance in case a visitor is injured on your property.

3. Theft

Theft and other crimes are highest over the holiday season. Homeowners often are away, leaving a high concentration of new, expensive gifts unattended. Most home insurance policies will cover items stolen from your property.

4. Frozen Pipes

Frozen pipes are a major risk in Alaska. If you’re leaving your home during the holidays, there is a higher chance it will be damaged by pipes bursting due to the cold, so make sure your home insurance plan is adequate.

5. Unfamiliar Gifts

New toys, cooking tools, and high-tech devices can be hard to figure out and may lead to accidents like injuries or broken windows.

Give yourself the gift of reassurance this holiday season by updating your home insurance policy. To get started, call Dunlap Agency, Inc. at (907) 456-5202. Review their auto insurance options online if you’re planning to buy a new vehicle.