Most people think of their car insurance policy as a way to pay for damages after an accident, but it does more than that. In some cases, your coverage protects everything you own from liability suits and major medical bills. Dewey Beckner, an agent at Allstate Insurance Companies in High Point, NC, knows no two situations are ever alike, which is why finding the right policy is so important.

When choosing an insurance policy, this experienced agent recommends:

• Considering Customer Service: While price is a major factor in any decision, it shouldn't be the only one. If you've been involved in an accident or something happens to your vehicle, knowing your insurer will process your claim and reimburse you for your damages provides priceless peace of mind.
• Adjusting Your Deductible: The amount you're responsible for paying in the event of an accident is one of the most important factors influencing your monthly premium. If you're willing to take the risk, choosing a plan with a higher deductible may allow you to carry more insurance without breaking your budget.
• Choosing The Right Coverage: Your state probably requires you to have a certain amount of liability insurance, but does that provide all of the coverage you need? What if your nice, new car suffers hail damage, or you're hit by a driver who doesn't have enough insurance to cover the accident? Having a personal insurance agent guide you through the process will give you all the protection you need, both on and off the road.

With over 20 years of experience and deep roots in the High Point community, Allstate Insurance Companies has the expertise to help you find the right car insurance policy. Learn more about Dewey Beckner’s reputation for providing outstanding service online, or just call (336) 884-5636 for insurance quotes and an appointment today.