When disaster strikes, causing significant damage to your residence or business, it’s likely you will need professional help to restore the structure back to its original condition. However, before any work can begin, you may need to review the proper steps for insurance restoration with your provider. The residential and commercial contractors at R & R Construction & Roofing Co. provide guidance for Tallassee, AL, clients on when an insurance claim needs to be filed. Below, they offer answers to some frequently asked questions about insurance restoration that you may not know.

Insurance Restoration FAQ

What Is A Restoration Contractor?

Restoration contractors specialize in business and home restoration services. They are experts in fire and water damage cleanup and have additional knowledge and skills that allow them to properly handle problems with contaminants, smoke, and mold.

Must You Use The Restoration Contractor Your Insurance Company Recommends?

Insurance companies generally have certain contracting companies they prefer. Although they may make a suggestion, you always have the choice to opt for a contractor you feel more comfortable with as long as they are licensed.

Is It Necessary To File A Claim?

It’s understandable if you are hesitant to file an insurance restoration claim for fear of your rates going up. If you believe your structure will require quite a bit of work, it may be best to call and speak with your carrier before making a final decision.

Which Damages Are Covered By Insurance?

Everyone’s insurance policy varies on the terms of what is covered. The answer to this depends on the type and amount of coverage you have. To determine if your damages are covered, carefully review the specific components of your policy.

How Can You Prevent Further Damages?

Aside from contacting your insurance company and a restoration contractor as soon as possible, you should do what you can to prevent further loss. If it is safe to do so, remove personal belongings from the property, turn off circuit breakers, and stay off of wet floor surfaces.

The more you know about insurance restoration and the process for filing a claim, the better prepared you will be to get your property restored quickly. Contact R & R Construction & Roofing Co. at (334) 283-2129, or visit their website for a full list of services.