After certain types of traffic infractions, including almost any time your license is suspended, the state might require proof that you have insurance before letting you get back behind the wheel. Fortunately, this is a lot easier than it sounds. With an SR22 insurance policy, the insurer sends a form every month to the state verifying that you have the right amount of liability insurance, which lets you keep your driving privileges.

1st Choice Insurance, specializing in providing insurance for everybody in Fairfield, OH, lists a few reasons you might need to carry an SR22 insurance policy:

• You Have A DUI: In almost all cases, a DUI conviction means losing your driving privileges for some period of time. When you do get your license back, insurance companies will likely raise your rates if they're willing to insure you at all. SR22 insurance providers understand this situation, so they cater to drivers who have been convicted of this serious crime, offering coverage options and taking care of the documentation requirements.
• You Were Caught Driving Without Insurance Or A License: While the initial penalty for these offenses may be relatively minor, the state will want to know that you've complied with the state's requirements before you're allowed to drive again.
• You Have Too Many Tickets: In some instances, the state may require you to provide proof of insurance if you've received too many tickets for the same infraction or a lot of citations in a brief period of time. If you go without getting pulled over for a length of time, the state will relax the requirements and your car insurance rates may go down.

Whether you just have a less-than-perfect driving record or the state requires you to provide proof of insurance, the specialists at 1st Choice Insurance will help you get the coverage you need. To learn more and get SR22 insurance quotes from one of the area's leading agencies, visit their website or call (513) 860-0666 today.