If you’re young and healthy, you might wonder whether health insurance is something you should invest in when you don’t actually go to the doctor very often. Mutual Underwriters of Hawaii is here to tell you the answer is definitely yes. Purchasing health insurance is an important investment in your future well-being—both medical and financial.

Here are three important reasons why you need health insurance, even if you’re fit as a fiddle:

• Adequate Preventive Care: When you have health insurance, you’ll be able to use your coverage to get annual physicals and other specialty diagnostic tests that can identify chronic illnesses in their early stages. When you catch a problem early, you’re more likely to be able to treat it before it becomes a major issue.
• Avoid Financial Disaster: People who haven’t subscribed to health insurance have a tendency to wait as long as possible before seeking treatment for their ailments. As a result, this often leads to huge bills that can be difficult to pay. With health insurance, however, you don’t need to worry about this, as a major portion of your medical expenses will be automatically paid by your insurer. Health insurance is also crucial for staving off a financial catastrophe if you’re ever seriously ill or hospitalized due to an accident.
• Protection For Your Most Valuable Possession: If you own a car, you have auto insurance, and you’ve probably insured your home as well. Though home and car repairs can be quite expensive, you still plan ahead for them. Your own body should be treated with just as much care and respect as your material possessions.

Start looking at some of the health insurance options that will best meet your needs to protect yourself for the long haul. To find out more, call Mutual Underwriters’ main office in Honolulu at (808) 532-2888 or visit their website to learn more about the available policies.