Whether you’re setting out to buy insurance for the first time or you’re looking to switch insurance companies, it’s important to choose the right agency to work with. Once you narrow down your options to the top few candidates, you should then prepare a list of questions to ask each one before making a commitment. Reed Brothers Insurance is an independent company serving the residents of Campbellsville, KY. As the area’s most trusted source for insurance coverage, they suggest some inquiries that will help you make an informed decision.
4 Key Questions For Insurance Companies
1. How Long Have You Been In Business?
Learning how long a company has been in business is a good place to start. While it shouldn’t be the only thing you consider, a long history will show dedication to the industry and their clients. It will also indicate how extensive the company’s insurance knowledge is.
2. What Products Do You Offer?
Insurance companies that offer several different types of policies are generally better than those that are more limited. Even if you’re currently only shopping for one kind of coverage, you may decide you need something else in the future. It would be more convenient to use the same agency you already have a relationship with when you want to purchase a new policy.
3. Which Carriers Do You Represent?
If you decide to go with an independent insurance agency for a more personalized experience, you will want to know which carriers they represent. These are the providers you would be receiving your coverage and rates from, so you want to ensure they are reputable industry names.
4. How Do I File A Claim?
Should the time ever come for you to file a claim, you will want to know how your insurance company will handle it. Find out if they have a method for assisting you with the process or if you will be expected to figure it out on your own. Some insurance companies make it even easier by providing a way to file online.
The answers you receive to each of these questions will clarify what you need to know before you decide between insurance companies. For quality coverage in and around Campbellsville, contact Reed Brothers Insurance at (270) 465-2717, or visit them online for a comprehensive list of the products available.