When you are in the market for a new insurance policy, you always want the best price from a reputable agency. Texas County Mutual Insurance, the premier home and farm insurance provider in Licking, MO, suggests keeping some factors in mind when speaking to different agents. With over 100 years in the industry, Texas County Mutual Insurance is the most experienced agency in the region, offering terrific customer service and customized policies to protect what you value most.

When choosing an insurance agency, bear in mind the top three questions you should ask:

• Independent Agents Or Direct Writers? Is the agency independent or a direct writer? Independent agencies are free to sell you a policy from any insurer based on the price, coverage, and discounts you qualify for. Direct writers, on the other hand, have a business relationship with (usually) a single insurer, so their selection may be more narrow. However, they cut out the middle man, so prices are sometimes cheaper.
• What Type Of Insurance Do You Require? Obviously, your agent should have experience in the types of coverage you need. For instance, Texas County Mutual Insurance has considerable experience in home insurance (as do most agencies), but they also offer farm insurance, machinery insurance, and farm equipment insurance, which aren't as common. For the best results, choose an agency that knows the ins and outs of the coverage you want.
• Are They Pushy Or Responsive? Some agents try to push you into buying more insurance than you need, or insurance you don't even want. Others are completely responsive to your wishes. Keep this in mind when shopping for home or farm insurance (or any type, for that matter). Choose an agency that makes you feel comfortable and seems to be working toward your best interests, not their own.

Texas County Mutual Insurance, the most experienced seller of home and farm insurance in the region, was founded in 1904 and has since provided Missouri homeowners and agri-business owners the finest coverage and lowest rates possible. Visit their website to learn more about their services, or call (573) 674-3125 to speak to a friendly, courteous professional about your insurance needs.