While buying a home is a rewarding milestone, being a homeowner comes with many expenses, including home insurance. Even if you’re on a tight budget, insurance coverage is often required by your mortgage lender, leaving you with the financial obligation to protect your biggest asset. When you’re ready to take on the full responsibility of owning a home, Charles Adams Insurance Agency of Ashland, KY, offers insider advice to help you secure the best possible home insurance coverage.

Here are just a few surefire ways to get reliable home insurance coverage you can afford:

• Multiple-Policy Discount: Receiving all of your coverage from one insurance company can help you qualify for multiple-policy discounts. Simply bundle your auto, life, and home insurance to reap the savings on your monthly premium.
• Advanced Security System: Having an advanced security system installed—especially one that is able to directly alert first responders—can help you save money on your home insurance premium. When your home is monitored 24 hours a day, fires, burglaries, and all other dangerous events will be instantly addressed, ensuring a quicker path to safety. As the buffer between your home and extensive damage, an advanced security system will allow your insurers the utmost confidence.
• Increase Your Deductible: Though it can feel like a bit of a gamble, opting for a higher deductible will help you pay less for your premium. Should you choose to raise your deductible, set aside the extra money in a savings account to eliminate anxiety if something does go wrong.

When you’re ready to shop for insurance quotes for your Kentucky home, call Charles Adams Insurance Agency in Ashland at (606) 325-9709 to learn more about their trusted home and auto insurance coverage. For more information, visit their website, or like Charles Adams Insurance Agency on Facebook.