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Your auto insurance policy provides a crucial layer of protection against the hazards of the road, but unfortunately, many people aren't sure what their policy covers or what their limits are. In fact, some drivers simply choose the least expensive policy available, even if it only offers the bare minimum of coverage.

Somers Agency LLC, auto insurance specialists in Northeast Ohio, have some tips for finding the best policy for you:

  • Shop Around: Once a year, you should do a rate check to make sure you're still getting the best rate available. An independent insurance agent will be able to compare policies from several different carriers at once, drawing on their in-depth industry experience to make sure you're getting the best deal.
  • Consider Customer Service: While the cost of your premiums is important, you should also consider how well the company will treat you when it's time to file a claim. In some cases, paying a little more may be worthwhile if it means having faster, friendlier service in an emergency.
  • auto insuranceMind The Deductible: Several factors go into determining your premium, some of which you can't control. However, you can set the deductible, which has a huge impact on the amount you pay every month. The lower your deductible, the higher your rates will be, so if you're willing to pay more out-of-pocket before filing a claim you could enjoy some significant savings.
  • Visit An Independent Agent: While online pricing tools can be convenient, they can't offer personalized quotes tailored to your needs. Only an independent agent will have the expertise to evaluate your situation and recommend the auto insurance policy that's right for you, your driving history, and your vehicle.

Since 1898, Somers Agency LLC has been providing drivers throughout the area with a broad array of auto insurance services. Call their offices at (440) 324-3447 to make an appointment and get auto insurance quotes over the phone, or visit their website to learn more about the variety of products and services they offer.

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