Many people blindly select an insurance company with the least expensive policy available for their home or auto coverage. However, selecting homeowners insurance or auto insurance at random can result in wasted money and significant coverage gaps. Kalita Agency, Watertown, CT's premier independent insurance agency, recommends bundling your auto and homeowners insurance policies together to maximize efficiency and minimize your insurance expenses.

Bundling policies together offers many advantages, including:

• Significant Discounts: The most obvious and immediate benefit of purchasing car and homeowners insurance from the same company is the cost savings. The exact amount will differ from one carrier to the next, but, in general, you can expect to save around 20%, which could translate to thousands of dollars per year.
• More Efficient Claims: Working with the same company for all of your insurance needs allows you to develop some familiarity with their claims system, making the process faster and less stressful. Over time, you'll have a more in-depth understanding of your insurer's policies and your own insurance coverage, helping you avoid unpleasant surprises when the unexpected occurs.
• Shared Deductibles: Under certain circumstances, some insurers will allow you to pay one deductible on all of your policies. For example, if a hailstorm damaged both your car and your home’s roof, you would have to pay two separate deductibles if you had coverage from different companies. However, with bundled auto and homeowners insurance, your insurer may start paying for damages covered by both policies after you've met just one deductible.

Kalita Agency works with a number of respected insurance companies, giving them access to a wide variety of products and bundles. Their courteous, knowledgeable agents will ensure you get the coverage you need and all of the discounts you're eligible for. To learn more about their services and to make an appointment, call (860) 274-8882 or visit their website today.