Shopping around and asking about discounts are great ways to save money on your insurance policies, but the biggest savings usually comes from bundling, which means having one company fulfill all of your needs. The Lighthouse Agency Inc., an independent insurance office in Fairfield, OH, always recommends looking into bundling when you're shopping around for insurance quotes.

For most insurance customers, bundling offers some amazing benefits, including:

• Steep Discounts: While the bundles available and the amount you can save will vary significantly from company to company, most insurance carriers will give a discount of roughly 20% for customers combining their auto and homeowner's policies. Many companies will also bundle auto insurance with renter's coverage, or give discounts for covering more than one automobile under a single policy.
• Improved Service: Having several insurance policies from many different companies means having to navigate different processes when you have to make adjustments or file a claim. Having one provider allows you to build familiarity with that company, which reduces the stress when you do need to deal with your insurer.
• Shared Deductibles: It isn't uncommon for a single event, like a fire or extreme thunderstorm, to damage several pieces of your property. If you're carrying policies from several companies, you might have to pay separate deductibles for your house, car, and general insurance. When asking for insurance quotes, find out whether a provider combines the deductible into one low amount, which can significantly reduce your out-of-pocket costs after a disaster.

Since 1996, the Lighthouse Agency Inc. has been providing their clients with the best insurance policies on the market, chosen from a broad selection of the best insurers in the industry. Call (513) 860-9100 to make an appointment and request insurance quotes over the phone, or visit their website to learn more about this family-oriented local provider today.