When you’re looking for auto insurance, you’ll need to know what each part of the policy covers in the case of an accident. Most car insurance policies will help with medical payments for you and anyone else who was hurt, as well as for physical damage to the vehicles and even property damage resulting from the incident. When shopping around, make sure you ask your agent for an auto insurance quote, and compare rates and services before signing on the dotted line. 

Action Auto Insurance Agency of New London, CT, will help you find the right policy for your vehicle and your lifestyle. Here are some typical parts of policies available from most insurance companies:

• Comprehensive: This segment of the policy will help to repair or replace your vehicle when it’s damaged by fire or another loss, such as theft or vandalism. Many times, there is a deductible you are responsible for paying before the insurance company pays for the rest.
• Collision: Your car will be repaired or replaced when it’s involved in an accident, whether you’re at fault or not; this is an optional portion of your auto insurance coverage.
• Property Damage Liability: When you wish to protect your personal wealth, liability helps to cover the costs of damage to someone else's property when you caused the accident. It’s important to review limits with your agent, so you know ahead of time exactly what your insurance will cover.

While there are many segments to auto insurance policies, your insurance agent can work with you to find one that meets your individual needs and budget while keeping you in compliance with Connecticut’s state laws. For more information about auto insurance, call Action Auto Insurance Agency of New London at (860) 444-7224, or visit the website for more details today.