When dealing with auto insurance, it may seem as if you're locked into a particular plan, but this doesn't have to be the case. There are many options, which is also applicable to coverage in the event of collision repair. Whitesell Collision has been providing Waynesboro, VA, and surrounding communities with the best auto body work available since 1949, and they simply want their customers to be aware that they have a choice when it comes to insurance. 

For starters, it's important to understand the purpose of insurance. Liability insurance takes care of damages and injury to other people and their property, which is essential, but do you also need to sign up for collision coverage?

According to dmv.org, most states only require coverage for injuries or damage caused to another person. While this technically means that collision insurance for your own car is optional, it also means you will need to pay for all of the damages you incur yourself. 

So, which type of collision repair coverage should you expect if you sign up for collision insurance? You'll want to research various companies before settling on one, but you will generally receive help paying for car repairs that occur after hitting another vehicle, hitting an object, or rolling over.

The results of a hit-and-run will vary depending on the state, which is why you should learn the specific laws in your area. No matter what you decide, remember, you can always go back on the hunt for the right insurance company if you aren't happy with your current provider.

Once you have everything sorted, you'll be relieved to discover that Whitesell Collision works with all insurance companies to provide the best services and prices possible. Your collision repair estimate will be reviewed, and your car will be presented the way it was before the accident. Visit them online for information regarding the services available and  more, including customer testimonials. Call (540) 943-3361 to request your free no-obligation car repair quote today.