Going through a real estate appraisal is an important part of many major life changes, such as moving for a new job, refinancing a loan, or going through a divorce or bankruptcy. With all the stress surrounding you at these times, it can be a relief to make your appraisal process as worry-free as possible. Metro Appraisal Associates, certified appraisers based in Rochester, NY, offer tips for ensuring a smooth appraisal.
5 Tips For A Smooth Real Estate Appraisal
Get Your Home In Shape
Certified appraisers will examine not just the age of your home, but its condition. This can be a great time to follow through on any maintenance projects you’ve been putting off. Make sure all your home’s systems — plumbing, heating, air conditioning, drainage, etc. — are running smoothly.
Make A Tidy Impression
Cosmetic issues make a difference on the real estate market, so they matter in an appraisal as well. Make sure your home is spic and span, and don’t neglect exterior appearance. Curb appeal is a major factor in value, so have your grounds and exterior in tip-top shape.
Before the appraiser arrives, make sure you have handy any paperwork that can illustrate the maintenance work you’ve done on your home. There’s a significant value difference between a 1-year-old heat pump and a 20-year-old heat pump, so you’ll want to provide evidence of recent upgrades.
Do Your Research
Do some digging on the values of comparable homes in your area, because this will be a major factor in a certified appraiser’s calculations. If you’re fully informed about the comparisons between those homes and yours, you may be able to raise a polite objection to a low appraisal or point out circumstances that may have lowered the value of other homes.
Your appraiser has a job to do, so make sure they have access to whatever they need to inspect your home. You don’t need to hover — in fact, it may be better not to — but be available to answer questions and address issues. Paperwork or research you’ve collected may be valuable information in your appraisal process.
For trustworthy real estate appraisals in Rochester, NY, turn to Metro Appraisal Associates. Call (585) 225-3042 to schedule an appraisal, or visit their website for more information.