Summer can entail many special events, such as grad parties, weddings, birthday bashes, and so much more. While big events like these can be a blast, they can also be the source of many unexpected occurrences. To this end, a special event liability insurance policy offered by Alcorn Insurance Agency can help reduce your monetary risk and allow you to rest easy during your shindig. Located in Chama, NM, this company has a reputation for excellence built on a combined 35 years of loyal service to local customers.

What Liability Insurance For Special Events Covers

In terms of coverage, a special event policy can offer protection for a number of unexpected occurrences. Should a guest experience a significant injury during an event, these policies afford a robust layer of protection that may be lacking in conventional insurance policies. Outdoor events may be hampered by bad weather, and cancellations can incur hefty penalties. The right insurance policy will afford you coverage on any unforeseen incidences that stand to ruin your big day. You can also protect against loss of property, such as gifts or other valuable items. There are even policies designed for car accidents caused by guests who had a little too much to drink during your event.

Why You Need It

Special occasions like weddings and other parties often entail exorbitant expenses. Accordingly, stakes can be high for those who’ve put a lot of money into a particular event and who may ultimately be liable for any accidents that happen. Special event liability insurance can also serve as protection against those you’ve enlisted to provide services but fail to follow through. While this might negatively affect your big day a bit, you can rest assured that you will be financially compensated by having the right policy in place.

From full coverage car insurance to specialized policies, Alcorn Insurance Agency has a reputation for providing clients in Chama with the coverage they need at a price they can live with. Discuss your needs with an insurance agent by calling (575) 756-2197 today. You can also find out more about available policies by visiting their website.