As a business owner, you would take advantage of every opportunity to grow your company, but have you taken the steps to ensure your investment and years of effort are protected? Legally incorporating your business is an excellent first step since you’re protecting your personal assets if something goes wrong, but only the right business insurance policy can provide the same layer of protection for your company.

Consolidated Agency, a Rochester agency with years of experience, explains how to go about choosing the best policy for your business. When selecting a business insurance policy, it's important to consider:

• The Types Of Policy: Business insurance encompasses a wide range of different types of coverage, each of which is appropriate for different situations. Depending on your industry and the size of your company, liability only, property insurance, or business auto may be right for you. Rochester’s expert agents will be glad to help you decide which types of coverage are right for you.
• Limits & Deductibles: Carefully considering the deductible amount and policy limits will ensure you have all the coverage you need while keeping premiums as low as possible. Selecting a high deductible will allow you to keep your payments low without decreasing your coverage limits.
• Exclusions & Amendments: Most standard policies exclude some types of damages, which you can add to your business insurance with amendments or riders. If you provide services in a high-risk field, for example, you may need special liability coverage to protect you from the consequences of mistakes.

Consolidated Agency is an independent insurance agency, giving them a various selection of products to choose from. To learn more about the services available and to request a business insurance quote, call (585) 467-4110 today. Stay in up-to-date by liking them on Facebook and following them on Twitter.