It's no secret college students usually don't have a lot of money, and generally, the last thing they think they'll be able to afford is car insurance. If you’re a college student who depends on a vehicle to get yourself to and from school or around town and back home once in a while, there are some things you should know. Luckily, 1st Choice Insurance is here to provide all the information you need to get the very best deal on car insurance in Ohio, whether you are heading to a school in or out of state.

Here are three things to know about cheap car insurance for college students: 

• Type Of Car: Car insurance premiums largely depend on what kind of car the policyholder owns. Typically, the sportier the vehicle is, the higher the insurance premium is going to be. When taking cheap car insurance into consideration, it's almost always more affordable to own a four-door sedan instead of a two-door coupe.
• Discounts For Students: Most car insurance companies offer discounts for college students. Sometimes, the better your grade point average is, the lower the insurance premium will be. College students can also receive a discount if they have completed a driver’s education course.
• Location Matters: For students going to college, location matters when it comes to getting cheap car insurance. Some states offer lower rates than others. According to the the National Association of Insurance Commissioners, the highest rates can be found for students in Washington, D.C. and the lowest in North Dakota. Rural areas also tend to be cheaper than urban ones.

In order to get cheap car insurance, college students should definitely call around for auto insurance quotes, as they can vary from company to company. To make this task easier, call the pros at 1st Choice Insurance of Fairfield at (513) 860-0666 or visit their website for more information.