Should a fire ever break out in your home, having a fire extinguisher could make all the difference in how serious the loss and destruction turns out to be. If you’ve never shopped for a fire extinguisher before, it may come as a surprise that there are several types to choose from because they’re each designed to combat different kinds of fires.

As Fairfield, OH’s top home insurance agency, Lighthouse Agency has helped numerous residents make sure their largest financial investments are properly protected with the correct insurance policy. However, it’s still important for their clients to have a fire safety plan in place that will decrease the amount of damage done and increase the chances of keeping everyone in the household unharmed.

The first step in choosing the right fire extinguisher involves understanding the various types as outlined below and which situations they work best in:

• Types Of Fire Extinguishers: Fire extinguishers are a great addition to your fire safety plan and can lower the cost of your home insurance premium. There are five main types of fire extinguishers. Class A is intended for ordinary combustibles. Class B will put out flammable liquids. Class C takes care of flames from electrical equipment. Class D covers combustible metals. Class K puts out cooking oil and grease fires.
• Other Considerations When Making A Selection: When selecting a fire extinguisher for your home, there are a few other things to consider as well. Size is important, as it must be big enough to take care of the job but not too heavy to handle. Any fire extinguisher should also have a seal showing it has been tested by an independent laboratory. Additionally, it’s recommended that there be a fire extinguisher on every floor of the home and in the garage.
• When To Use A Fire Extinguisher: It’s not appropriate to use a fire extinguisher in every circumstance where a fire has broken out. They should only be utilized if a fire is small and contained, you’re not in danger of having your escape route blocked, and you’re not breathing in toxic smoke.

Fires are a scary experience to endure, but knowing you are protected with the right kind of fire extinguisher and home insurance policy can alleviate some of the anxiety you feel. Contact Lighthouse Agency at (513) 860-9100 to inquire about obtaining insurance quotes, or visit their website for a full list of services.