If your driver's license has been revoked or suspended, you may be required to carry special SR-22 bond insurance when you get it back. While this may seem like an onerous punishment, this type of policy actually ensures drivers can receive the insurance they need when traditional carriers refuse to cover them. As the Greater Cincinnati's Ohio Insurance Center Agency explains, SR-22 insurance provides all of the coverage of traditional policies for a group of drivers who would find obtaining normal coverage difficult based on their driving history.

SR-22 bond insurance policies are required to meet the state minimums for insurance, so they will include at least enough liability coverage to ensure you're complying with the law. This is referred to as financial responsibility insurance because it covers the damages to other people resulting from an accident you caused. Bear in mind, this won't compensate you for damage caused to your own car unless you buy additional coverage, but this may change if the insurer determines the accident was no-fault or a hit-and-run.

Each insurance provider who issues SR-22 bond insurance must ensure their policies meet strict requirements and acquire state approval. For over 40 years, the insurance experts at Ohio Insurance Center Agency have been helping drivers get back on the road with insurance policies specifically tailored to their needs. Whether you have a spotless driving record or you’re in need an SR-22 /bond insurance policy, you can rely on the agents to provide the protection you need at the best rates available.

To learn more about SR-22 insurance and request a quote, simply visit the Ohio Insurance Center Agency online now or call (513) 522-6300 today.