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For many Chama, NM, residents, recreational vehicles are an essential part of summer fun. While things like jet skis and ATVs can offer a thrilling experience, they can also be the source of serious injury and property damage. To this end, a skilled insurance agent at Alcorn Insurance Agency can assist in securing the right policies for your recreational vehicles.

insurance agentTrust is a vital component when seeking an independent insurance agency. A personalized approach is also important, and that’s exactly what founder and owner Ron Alcorn provides to his customers. More than 35 years of experience allows this company to anticipate your specific needs, even when it comes to less common types of coverage. This includes the following policies, which are tailored to recreational vehicle owners:

Watercraft Coverage

Boats and jet skis are protected under watercraft policies. In general, most policies offer coverage for things like physical injury, property damage, and theft. However, there are also additional options available. You can implement a policy for any fishing gear present on the boat or one that covers fuel spills and towing of wrecked watercraft. If you own a smaller vessel, this type of insurance may not be necessary (as smaller crafts can usually be bundled into other policies). Be sure to ask your insurance agent which option is right for you.

Recreational Vehicle Coverage

insurance agentCoverage of recreational vehicles can protect against a number of occurrences. If you or another party is injured due to your ATV or RV, the right policy will provide funding for medical expenses. Coverage can also be afforded in the event of property damage as well as things like theft and vandalism. It’s imperative for all owners of recreational vehicles to have some kind of insurance in place. Even the most responsible owners may find themselves facing serious consequences as a result of an accident.

Insurance coverage offers more than just protection for your valuable possessions; it also affords peace of mind. When in search of affordable insurance policies in Chama, Alcorn Insurance Agency provides a variety of plans at prices you can live with. Arrange a meeting with an insurance agent by calling (575) 756-2197 today, and visit them online for more information.

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