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For over 43 years, the independent insurance agents at Chanler Agency have been helping drivers in the Geneseo, NY, area get the affordable car insurance they can depend on.

Despite the fact that it is illegal to drive without adequate auto insurance in the state of New York, every year the team at Chanler Agency encounters new clients who were previously driving without any insurance at all. Even though some people forgo auto insurance because they don’t think they need it or because they think they can’t afford it; driving without auto insurance is a dangerous game.

In an effort to spread awareness about the risks involved in driving without insurance, Chanler Agency created a list of 3 reasons you never want to be caught without coverage: 

  • auto insuranceYou Can Get Fined Or Jailed: One penalty issued to uninsured drivers is a steep fine. In some states you can be fined in excess of $1,000 simply for driving without auto insurance, and if you’re a repeat offender, you can be both fined and sentenced to jail time. 
  • You Can Lose Your License: Many people who are caught driving without insurance have their licenses revoked for long periods of time. Even if you manage to eventually get your driver’s license back, you’ll have to go through the process of first securing SR-22 insurance, and then regular insurance, so your premiums will be sky high. 
  • You Can Be Sued: Getting into an accident without insurance is a nightmare. If you don’t have coverage and you are found to be the cause of the accident, the other person involved can personally sue you for damages. If that happens, you will probably have to hire a lawyer, go to court, and then pay for everything out of pocket. 

Purchasing adequate auto insurance coverage is easy and affordable, so there’s no reason to risk being caught without it. Call Chanler Agency at (585) 243-5520 or visit the insurance agency online to learn more about getting the insurance coverage you need. 

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