Your home is an expensive investment, and it's a smart idea to protect its value. Based in Statesboro, GA, BestRate Auto Insurance offers a wide range of policies, from car insurance to renters insurance. These experts say it's important to understand the extent of the coverage provided by a homeowners insurance policy.

Here are a few of the most prominent perils covered by homeowners insurance:

• Fires: Fires are sudden and devastating, and they can quickly destroy your home and property. Homeowners insurance will protect the value of your home and your belongings in the event of a fire. If there are other structures on your property, such as gazebos, pool houses, or tool sheds, these will also be protected under your homeowners insurance policy. 
• Natural Disasters: Natural disasters leave trails of damage and destruction in their wake. High winds from a storm can cause a tree to fall on your home and damage your roof, and a tornado can quickly transform your property into rubble. Much like car insurance reimburses you for damage if your car is in an accident, so too will homeowners insurance reimburse you for destruction wrought by certain natural disasters. 
• Burglary: Burglary is a common occurrence, and it can result in the loss of valuable items. For tenants, renters insurance is necessary to safeguard items from theft, but as a homeowner, you can enjoy this protection as part of the coverage provided by your homeowners insurance policy. 

Choose BestRate Auto Insurance to benefit from low rates and exceptional service. These experts provide everything from renters insurance to car insurance, and they can help you choose a homeowners insurance policy that best suits your needs. Get in touch with these Statesboro insurance specialists by calling (912) 489-5942 for a free quote, or visit them online to learn more about the range of affordable insurance products they offer.