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Weather, fire, vandalism, and animal collisions are common causes of a windshield and other car window damage. Without insurance, the auto glass replacement needed to remedy a broken window can get quite pricey. FB Glass of Rochester, NY, wants you to know your insurance matters a great deal when it comes to auto glass replacement. Find out what type of insurance you need to get your auto glass replacement and how to make the best use of your insurance plan.

auto glass replacement

Comprehensive coverage usually covers damages caused by issues other than car-on-car collision. This is the type of insurance you will need to avoid paying for an auto glass replacement out of pocket. If you do have comprehensive coverage or want to sign up, make sure you read the fine print by checking to see if the plan includes windshield replacement. Sometimes, only side and back windows are covered. Choose a plan you think will provide you with the most coverage. In addition, you'll want to consider whether or not you should even claim the replacement. 

When filling out an auto glass repair claim, consider your deductible. If you have a deductible greater than the quoted repair and any kind of car damage causes your rates increase, you should forego filing a claim. If the repair or replacement is only slightly greater than your deductible, it may not be worth potential insurance rate increases in the future to save a little money now.

As you can see, there are a couple of factors to consider when making a decision about insurance usage for an auto glass replacement as not all insurance is the same. FB Glass of Rochester, NY, suggests you do your research to find a plan that will help you save money in the short- and long-term. Visit the experts online to learn about all of the glass repair and replacement services offered. You can also call (585) 441-1209 to schedule a windshield replacement.

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