Hurricanes are among the most destructive natural disasters imaginable, capable of completely devastating cities and even entire states. Hawaii's hurricane season is right around the corner, so Mutual Underwriters in Honolulu encourages you to have your homeowner's insurance policy reviewed by one of their experienced team members before the season begins.

Even though you might think your homeowner's insurance policy has everything you need, you'd be surprised to find that:

• Not Everything Is Covered: The standard homeowner's insurance policy doesn't cover much of the damage caused by hurricanes, especially if your home is destroyed by rising tides or floodwater. To fully protect your home and property, you'll likely need to purchase additional amendments.
• You Have Coverage Limits: Your homeowner's insurance policy likely contains coverage limits on your personal property that may not be sufficient to compensate property that's especially valuable. Mutual Underwriters' team of insurance experts will make sure your artwork, collectibles, and jewelry are fully protected against hurricanes and other disastrous weather events.
• You Don't Have Enough To Rebuild: You may not have enough insurance to rebuild your home. Visit Mutual Underwriters to review your policy and find out whether you're insured for the replacement value or actual cash value of your home. Hurricanes are capable of completely destroying your home, so you want to make sure your homeowner's insurance policy contains sufficient coverage to make you whole again.

Since 1958, Hawaii has relied on Mutual Underwriters for nearly all of their insurance needs, from auto insurance to life insurance coverage and more. No other agency compares to these experts when it comes to specialized insurance products designed to meet your needs. Visit their website to locate their nearest office, or call (808) 532-2888 to make an appointment and car insurance quotes today.