Share:

If you're like most homeowners, you probably chose an insurance policy when you got your mortgage and haven't looked at it since. However, as the high-risk insurance experts at 1st Choice Insurance in Fairfield, OH, will tell you, it pays to know exactly what your policy covers. They're here to explain some of the overlooked aspects of your homeowner's insurance policy.

Consider these facts about your homeowner's insurance policy:

sr22 insurance

  • Not Everything Is Covered: Many people operate under the assumption that their home insurance policy will cover all damage to the property, but many major threats aren't covered without additional amendments. For example, the standard policy usually won't cover earthquakes or water damage.
  • It May Not Cover Your Entire Home: If your home is completely destroyed, will your insurer pay for the replacement value or market value? The two sums can be dramatically different, so come to 1st Choice Insurance to make sure you have enough insurance coverage to replace it if the unexpected occurs.
  • It Includes Several Types Of Coverage: You probably know that your homeowner's insurance policy will reimburse you if a storm tears off your roof, but did you know that it probably includes liability and property coverage, as well? Visit the insurance experts at 1st Choice Insurance to find out exactly what your policy covers and for how much.

With years of experience and a steadfast dedication to helping people with poor credit obtain the insurance products they need, 1st Choice Insurance is ready to help. Whether you need SR22 insurance or have no driving history, they have access to a wide range of products that will fit into any budget. Visit their website to learn more, or just call (513) 860-0666 to make an appointment today.

tracking