1st Choice Insurance, located in Fairfield, OH, is a professional insurance broker that has been insuring the valuables of Cincinnati area residents for over 30 years. Offering personalized insurance policies to cover all your vehicles including motorcycles and recreational vehicles, 1st Choice Insurance specializes in high-risk insurance and SR-22 insurance. If you have a less-than-perfect driving record, visit 1st Choice Insurance to get back on the road as soon as possible.

An SR-22, or statement of responsibility, is a certificate that your vehicle insurer files with your state to verify that you have adequate car insurance. It lets you keep or reinstate your driving privileges and is filed by your insurance company with your state’s DMV. SR-22 insurance is only necessary if ordered by a judge after you commit one or more traffic-related violations or you are at fault in an accident. You may also need an SR-22 if you have been convicted of driving under the influence, if you have had your driver’s license suspended or revoked, or if you have received many traffic offenses within a short timeframe.

Generally, it takes about three years to clear your driving record from any infractions. At that point, you will no longer need the SR-22 and you can call your insurer to have the SR-22 removed from your auto insurance.

If you have a less than stellar driving record and need to secure high-risk insurance for your vehicle, check out 1st Choice Insurance. Call their insurance professionals at (513) 860-0666 for no-obligation car insurance quotes or to speak to one of their insurance service providers, or visit their website for more information about their insurance policies.