When most people think about insurance, life insurance isn't the first type of protection that comes to mind. But life insurance is just as important as car or homeowners insurance: It will protect your loved ones in the event that the worst should come to pass, and your family outlives you. However, unlike car or homeowners insurance, which are purchased for very clear purposes and at very clear times, you don't always need to have a life insurance policy. So, when should you purchase life insurance? Summit, NJ's Louis John Stanzione at Fairfield Green Enterprises has been providing financial consulting services to clients since 1985. Here are his tips about when you should consider buying a life insurance policy:

• When You Get a New Job: Whether it's your first job or just a great promotion, any time you change positions is a good time to look at life insurance policies, especially if your income changes as a result of your new gig.
• When You Buy a House: If you take out a mortgage, your family will still have to settle the debt if you die unexpectedly. Make sure you have an insurance policy that will allow your family to pay off the house without your income.

  

• When You Expand Your Family: When you get married or add children to your family, you have more people that are relying on you. Protect them with sufficient life insurance coverage to meet their needs in case the worst should happen.

When you need to purchase life insurance, contact Louis John Stanzione at Fairfield Green Enterprises in Summit. He is an expert in high-value life insurance policies and will walk you through everything you need to consider to make sure you get the right policy for you and your loved ones. To find out more, call (908) 277-2603 or visit his website today.