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Personal Injury Attorneys
Lein Law Offices
6704 W State Rd, Winter, WI 54896
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About Lein Law Offices

The lawyers at Lein Law Offices have been providing clients throughout the Winter and Hayward, WI, areas with trusted and strategic legal counsel since 1983. With over 30 years of serving, personal injury attorneys Curtiss Norman Lein, Susan Carolyn Lein, and Matthew C. Lein have rightfully earned their reputation as the go-to, trusted counsel of their community. With a firm understanding that every legal situation is unique, the Lein team successfully tailors their legal solutions to directly address each client’s personal needs.

The legal representatives at Lein Law Offices have dedicated their careers to helping Winter and Hayward residents resolve legal disputes and protect their legal rights and claims. Their collective experience has enabled them to successfully serve clients in the following areas of law:

  • Personal Injury Law
  • Real Estate Law
  • Estate Planning
  • Bankruptcy
  • Criminal Defense
  • Medical Malpractice

As a team, Lein Law Offices has amassed an impressive record of positive outcomes for their clients, including over $1 million in personal injury damages, over $500,000 in workers’ compensation benefits and over $135,000 in social security disability benefits. With a thorough understanding of each client’s overall objective, the team at Lein Law Offices helps individuals explore their options and alternatives and works to resolve each case as efficiently and successfully as possible.

If you are in need of personalized and compassionate legal representation, reach out to the team at Lein Law Offices. From your initial consultation to the final resolution of your case, the lawyers at Lein Law Offices are always available to address your concerns and answer any questions that may arise. For strategic and attentive counsel that gets results, call (715) 634-4273 to schedule a consultation today. To learn more about their legal services, visit their website.

38 Articles, Events, and Offers by Lein Law Offices

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3 Steps to Reduce Debt

Winter, WI|July 20, 2020
Whether you lost your job, recently got divorced, or had a medical emergency, it’s surprisingly easy to fall into debt. Fortunately, you can improve your financial health by taking the necessary steps to manage the situation, including reducing your expenses and filing for bankruptcy if necessary. Here’s what you need to know. Start by determining what type of debt you need to deal with. Is your issue due to a large credit card bills, medical expenses, or late mortgage payments? Next, calculate your debt-to-income ratio by dividing your monthly debt by your monthly income. If your ratio is above 40%, you could run into issues making your monthly payments. Finally, consider whether your debt is preventing you from paying your regular bills, such as electricity. If it is, work with a bankruptcy lawyer to get relief. Without a budget, it’s almost impossible to keep track of and manage your finances. To create one, write down your monthly income, including money you make from part-time and full-time jobs. Next, add up your fixed expenses, such as your mortgage and insurance costs. Also, include an estimate of your variable costs, such as the electricity and gas bills. Finally, determine if you’re spending more than you’re making. If you are, find ways to cut back, such as getting rid of a gym membership or eating out less often.  Once you’ve determined your income and expenses, allocate the remaining money toward any debts. Focus on the areas where you’re paying the highest interest rates first. For example, credit card companies can charge 20% rates. This method will allow you to pay the least amount of money over time while reducing the time it takes to improve your financial health. If you’re struggling to come up with extra cash, sell items online or freelance during your spare time.    When you need help managing and reducing your debt, contact Lein Law Offices. Serving Sawyer County, WI, their bankruptcy attorneys have been providing legal counsel since 1983. They will help you improve your financial health and find debt relief options if needed. With experience assisting clients with the filing process for Chapter 7 and Chapter 13, they will ensure that you get a fresh start. Call (715) 634-4273 to speak to a lawyer in Heyward or Winter, or visit the website to learn more.  
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4 Personal Injury Tips for Handling the Auto Insurance Adjuster

Winter, WI|June 08, 2020
When you’ve been injured in an auto accident, you’ll need to deal with the other driver’s insurance adjuster at some point. For most people, this task is intimidating and confusing. While it’s strongly recommended to have the guidance of a personal injury attorney before speaking with the opposing insurance company, the following steps will help ensure a fair outcome for your claim. When the insurance adjuster first contacts you, they may seem friendly and empathetic. However, at the end of the day, their goal is to pay as little as possible regarding your claim. That means they’ll often pretend they’re on your side, especially if they feel your case could cause them a significant loss. Don’t fall for this tactic; if you become too friendly with an insurance adjuster, you may make casual comments about your injuries or the accident that end up hurting your chances when you file a claim. For example, if the adjuster asks how you’re doing when you answer the phone and you say something noncommittal like, “Fine,” that answer could be used to claim your injuries aren’t as severe as you say they are. Some insurance adjusters will examine your social media for evidence that could harm your case. Don’t post about your injuries or the accident, and avoid sharing any kind of information that could make your claim seem less serious than it is, such as photos of yourself walking the dog or out with friends. Similarly, be wary if someone you don’t know tries to contact you online.  If your insurance adjuster tells you you must give an official, recorded statement before you can file your claim, don’t buy it. You have the right to file your claim and speak with a personal injury attorney before making any recorded statement. In fact, Wisconsin Statute s. 904.12 aims to prevent insurance companies from using any statements you make within 72 hours of an accident against you. Even after that period, you’re not required to provide a recorded statement. The other driver’s insurance adjuster may pressure you to settle before your injuries have been fully diagnosed. If you agree, the insurance company will estimate your future medical expenses and require a full release of liability. That means that if your diagnosis is more severe and your medical bills are more expensive than the company estimated, you’re the one who will have to pay. Avoid this predicament by waiting until you receive a full diagnosis to settle.   While insurance adjusters have many tricks up their sleeve, personal injury attorneys know how to counteract them. The team at Lein Law Offices has been helping injured people get the compensation they deserve for more than 35 years. With locations in Hayward and Winter, WI, they’ll guide you through every step of your claim so you can remain calm and confident. Learn more about their compassionate services online and call (715) 634-4273 to schedule a consultation. 
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What You Should Know About Social Security Disability & Mental Impairments

Winter, WI|June 01, 2020
When it comes to qualifying for Social Security disability benefits, most people tend to think of examples like work injuries that result in a loss of mobility. However, mental impairments can also prevent someone from working. While not everyone qualifies for these benefits, there are a few guidelines in place that determine eligibility. Being diagnosed with a mental impairment does not automatically mean that you’ll qualify for Social Security disability. Benefits are determined based on how your impairment affects your basic functional capacity—in other words, how you can carry out day-to-day activities. To determine your functional capacity, the Social Security Administration will conduct an in-depth evaluation of your ability to take care of household chores, pay bills, and shop. They’ll also look at your social abilities, examining how you interact with others. These assessments will be used to determine if your mental impairment makes you unable to gain or keep a job. There are several mental health diagnoses that merit an evaluation of your functional capacity. This includes well-known organic and psychotic disorders like dementia, delirium, schizophrenia, and paranoia. Mental retardation and severe autism will often qualify an individual for benefits. However, even depression, anxiety-related disorders, and personality disorders could qualify an individual for disability benefits if it can be proven that these mental illnesses render you unable to work. Documenting how your mental illness interferes with your life and working with qualified medical professionals can help you prove your case.   If you need help applying for Social Security disability benefits, contact Lein Law Offices in Hayward, WI. Serving area residents since 1983, their experienced personal injury attorneys are well equipped to help you navigate a wide range of situations. To learn more about their legal services or to schedule a free initial consultation, visit them online or call (715) 634-4273.
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An Introduction to Bankruptcy Trustees

Winter, WI|May 01, 2020
Bankruptcy is a legal remedy for those unable to afford payments on the debt they've accrued. It’s available for both businesses and individuals. Personal bankruptcy is permitted under two chapters—Chapter 7 and Chapter 13—of the United States legal code. Whichever the type, a trustee is named to help guide the proceedings. Here’s a closer look at the role bankruptcy trustees play in the proceedings. During a bankruptcy proceeding, the debtor's estate—meaning all the debtor's personal and real property—becomes a legal entity separate from the debtor. The trustee acts as a representative of this entity and, supervised by a judge, oversees the proceedings and performs any duties required by the court. These duties depend on the type of case and the relevant chapter. Since 1978, trustees have been chosen by the United States Trustee Program, a branch of the Justice Department.  Chapter 7 or liquidation bankruptcy requires a debtor to liquidate all non-essential assets and repay as much debt as they can immediately. Unpaid debt is then discharged. Debt relief occurs in a matter of weeks or months. Under Chapter 7, the trustee is responsible for the organization and sale of assets and the subsequent repayment of creditors. If appropriate, the trustee can object to the discharging of certain debt or challenge a creditor's claims. Chapter 13 or restructuring bankruptcy is for people with a steady source of income who can repay their debt but need a lower monthly payment. The trustee reviews the debtor's proposed plan to make sure it is affordable and fair. They also receive payments from the debtor and remit payments to the creditors.    If you've considered filing for bankruptcy but need legal guidance, contact Lein Law Offices in Hayward, WI. With a second location in Winter, WI, the firm has compassionately served Sawyer County since 1983. In addition to bankruptcy, they also specialize in estate planning and real estate law. Visit their website to read what their clients have to say about them or call (715) 634-4273 to arrange a consultation.
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What to Expect at a Social Security Disability Hearing

Winter, WI|April 10, 2020
Numerous people apply for Social Security disability benefits every year, but unfortunately, many are denied despite having a valid claim. If this is the situation you’re facing, you have a right to appeal the decision. As part of the appeals process, you may be required to attend a hearing in front of an administrative law judge at a nearby Social Security Administration office. Although you won’t be going to court, it’s important to be prepared so you can approach the hearing with confidence. Here’s an overview of what you can expect. Since Social Security disability hearings aren’t held in a traditional courtroom, they’re not open to the public. Generally, the attendees will include the administrative law judge, yourself, your attorney, a court reporter to make a record of the testimony, and a vocational expert. You may also have friends, family members, or colleagues attend to provide testimony on your condition. When the hearing begins, you’ll be sworn under oath, and the administrative law judge will start asking you questions. While every judge may have a different style of questioning, they all typically focus on your work history, disability, and personal life. You should be ready to provide information regarding your identity, employment status, previous job duties, reasons you’re not able to work, medical diagnosis, symptoms, treatment history, and physical limitations. Once the judge is done questioning you, your attorney may ask you additional questions to provide further clarification of your circumstances.  Next, a vocational expert will usually testify about your ability to work given the limitations you have. They’ll explain whether or not they believe you can perform your previous job duties or any other type of work. This testimony is based on your medical records, educational background, and past work experience. Your attorney will get the chance to question the expert as well.  Social Security disability hearings generally take about an hour. In most cases, the administrative law judge won’t make their decision to approve or deny benefits that same day. Instead, they’ll send you a letter with their verdict. This could take one to several months, depending on the details of the claim.   If your Social Security disability claim is in the appeals process, turn to the legal team at Lein Law Offices for guidance. Their qualified attorneys will diligently advocate for your right to benefits and provide competent representation at your hearing. For more than 35 years, they’ve been entrusted to deliver sound counsel and help the residents of Winter and Hayward, WI, achieve successful results. Call (715) 634-4273 to schedule a consultation or visit them online for more information on what they can do for you. 
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How to Handle the Stress of Bankruptcy

Winter, WI|April 03, 2020
While bankruptcy can provide much-needed debt relief, navigating the proceedings is emotionally stressful. If you’re in over your head financially, it’s perfectly natural to feel overwhelmed until your debts have been discharged. Thankfully, you can reduce much of this stress just by following a few simple tips.  When you're not at work, find ways to stay busy, and prioritize those activities that you find the most fulfilling. Pursuing hobbies and spending time with loved ones will keep you from dwelling on your finances. While you’ll have to evaluate your situation at some point to devise a manageable budget moving forward, dwelling on your debts day after day will only serve to add to your stress.  It’s natural to worry about the hit your credit will take upon declaring bankruptcy. There are ways to start rebuilding credit right away, though, so you can finance major purchases within a year or two of filing. Instead of fretting about your financial situation today, consider where you’ll be tomorrow. If you don’t declare bankruptcy, you might still be missing payments five years from now. If, on the other hand, you do file, you can discharge those debts that are holding you back and be in a considerably better position five years from now than you ever thought possible.  It's important to remember that you're not alone. You might have friends or loved ones who've filed, for example, and can remind you that the steps you’re taking are nothing to be ashamed of. If you’re feeling especially overwhelmed, a counselor or therapist can help you gain some perspective. A seasoned attorney can help you navigate the actual proceedings so you can move on with your life as quickly as possible.    To see if you're a good candidate for bankruptcy, turn to Lein Law Offices. Since 1983, this Wisconsin firm has been helping clients take back control of their lives. With one office in Hayward and a second in Winter, they assist clients with debt relief, Social Security disability claims, workers’ compensation benefits, personal injury suits, estate planning, and real estate transactions. To request a free consultation, reach out on their website or call (715) 403-5045. 
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